Agents and Financial Representatives

While we are sincerely concerned about consumer security, we are also concerned about our possible legal responsibility and liability – and yours. We offer brokerage appointments with recognized, financially-strong carriers with apparent LTC experience/knowledge, excellent claims history and policyholder-friendly policy language.
 
Conversely, we choose not to work with little known, financially challenged, inexperienced carriers or those with questionable (our definition) histories. Likewise, we don’t work with high-risk carriers. While we believe there may be a few instances where a non-Partnership policy is appropriate for a client, we don’t generally work with companies who lack the foresight to offer Partnership policies alongside their non-Partnership versions.